Boat Financing

Finance your boat with total flexibility

Owning your own boat is now more accessible than ever. Nautical financing has become one of the most common options, both in Spain and internationally, to make the dream of sailing your own boat a reality.

Financing the purchase of your recreational boat offers two major advantages:

  1. Comfortable, flexible payments without needing to make a large initial investment in a single transaction.

  2. You invest every month in your own boating lifestyle, becoming the owner of your vessel instead of paying for occasional services.

At Hnos. Guasch, we guide you through the entire process. We prepare personalised financing simulations to help you choose the option that best fits your needs and sailing plans. We collaborate with several finance institutions specialised in the marine sector, offering solutions for both private individuals and companies.

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Below you will find the two most requested products for boat financing, so you can identify which option may be best for you:


Nautical Leasing

  • A financial lease contract: ownership of the boat remains with the finance institution until the last instalment is paid.

  • At the end of the contract, you may exercise the purchase option, transferring the vessel to your name.

  • Available for new boats and lightly used units.

  • Requires an initial down payment of 30% to 50% of the boat’s value.

  • The remaining amount can be financed over 3 to 12 years.


Nautical Credit

  • A loan intended for the purchase of your boat: you are the owner from day one.

  • The initial contribution can be up to 70% of the purchase value.

  • A flexible option suitable for different types of boats and buyer profiles.


If you want to learn more about each option or clarify common questions, we invite you to read our guide: Nautical Financing Guide: Choose Between Leasing and Nautical Credit

You have doubts?

If you would like to have a personalized advice of a salesperson, please contact us to find out about all the advantages of each financial product and help you identify which one is best for you.

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clients think

Excess 14

Experiencia excepcional de compra y servicio

Hace ya dos años compramos nuestro Excess 14 a través de Hermanos Guasch en Barcelona, y la experiencia no ha sido otra cosa que espectacular de principio a fin. Desde el primer contacto, el trato humano fue inmejorable. Nos acompañaron en todo el proceso de forma cercana, profesional y con una atención al detalle que marcó la diferencia.

Alejandro T.

Flyer 8 SUNdeck

El mejor concesionario Beneteau

Sin duda el mejor concesionario Beneteau de España, y por mi trabajo conozco unos cuantos. Tienen las mejores instalaciones, y a nivel personal también diría q son los mejores de España en servicio, rapidez y profesionalidad.

Esther C.

Menorquin 42 FB

Hacer realidad un sueño

Difícil de explicar en pocas palabras, simplemente ellos son Hermanos Guasch con todo su equipo, atención al cliente, técnicos y sobre todo en el apartado comercial, quienes han conseguido hacer realidad un sueño. Ellos se encargaron de vender nuestro antiguo Menorquín 120, al mismo tiempo que adquirimos un Menorquín 42 Flybridge, estuvimos siempre acompañados del comercial.

Rossend S.

Flyer 9 SUNdeck

Extremadamente fácil de manejar

Tuve la suerte de adquirir una Flyer 9 Sundeck con Hermanos Guasch. Desde el primer contacto, el departamento comercial entendió nuestras necesidades y nos asesoró de forma impecable. Es una embarcación ágil, rápida, extremadamente fácil de manejar incluso para personas con poca experiencia como es nuestro caso.

S.M.D.

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At Hermanos Guasch, we provide a comprehensive nautical service designed to help you enjoy your boat with complete confidence. We support you throughout the entire process: personalised nautical advice, selection of the ideal boat, purchase, financing, registration, storage, and boat maintenance. Our goal is to ensure every moment at sea is safe, comfortable, and tailored to your style of boating.

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