icono Boat Financing

Boat Financing

Every day there are more and more facilities to make the dream of owning your own boat a reality. One of the increasingly popular purchase options, both in the Spanish market and globally, is boat financing.

Financing the purchase of your pleasure boat offers two main benefits that stand out above the rest:

1.       The payment of the boat is divided into different installments, which avoids having to make a capital delivery in a single operation.

2.      The purchase becomes a monthly investment for nautical leisure, with the addition that instead of contracting nautical services or products you are the owner of your boat.

When we advise a client on their purchase project, we offer the possibility of making financing simulations to see which one best suits their needs. We work with a range of entities specialized in the nautical sector to offer you the financial product that best suits your purchase project, whether the acquisition is made as an individual or as a company.

Of course, each type of financing offers its own advantages, which is why we show you the two most popular products when buying a boat, so that you can start to identify which is the most convenient for you:

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Nautical Leasing

·         Nautical leasing is a rental contract where the owner of the boat is the financial company and you are the financial tenant until the last installment is fulfilled, at which time the ownership of the boat will pass to your name.

·         At the end of the contract there is an option to buy, which is normally exercised and ownership passes to the owner.

·         This is reserved for new or second-hand boats that are only a few years old.

·         In this option the initial contribution made is between 30% and 50% of the purchase value of the boat, while the rest can be financed from 3 to 12 years.

Nautical Credit

·         A nautical credit is a loan for the purchase of a boat. The owner of the boat is the borrower or shipowner from the very beginning.

·         In this case, the initial contribution can be up to a maximum of 70% of the purchase value of the boat.

To learn more about each of our products or resolve possible doubts that may have arisen during this reading, you can visit our FAQ page:Financing in the purchase of my new or used boat: Leasing or nautical credit?

You have doubts?

If you would like to have a personalized advice of a salesperson, please contact us to find out about all the advantages of each financial product and help you identify which one is best for you.

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Testimonials

What customers
think
of us.

Service de 5 étoiles

Attention du personnel de premier niveau, dès le premier contact par e-mail. Personnel très professionnel, experts, traitement attentif et amical. Un bateau livré le jour établi, achevé jusqu'au dernier détail et une opération de livraison très professionnelle et attentive. 5 étoiles Service dans tous les aspects.

Maurizio U.

BENETEAU

Antares 8 OB

Confiance totale

J'ai une confiance totale dans le service et le produit qu'ils proposent. Pendant des années, la flotte charte de la société que j'ai dirigée est basée exclusivement sur les navires Beneteau achetés dans les frères Guasch. De plus, l'accompagnement et l'attention reçus dans la gestion des assurances sont un plus que nous apprécions beaucoup.

Toni S.

BENETEAU

Flyer 9 SPACEdeck

Pleinement satisfait

"En juin 2020, mon Sasga 54 m'a donné, remplissant les délais de livraison stipulés malgré la pandémie. Grâce au traitement personnalisé qu'ils fournissent, je pourrais profiter de l'ensemble du processus de construction de la première personne, me sentant à tout moment du projet. J'ai 3 saisons appréciant Sasga 54 et je me sens pleinement satisfait. C'est un navire robuste, une bonne navigation, avec beaucoup d'habitabilité et qui couvre tous mes besoins. En tout temps, je me suis senti soutenu par l'équipe humaine des frères Guasch, des professionnels à la recherche d'une pleine satisfaction de leurs clients."

Ignacio E.

SASGA YACHTS

Menorquin 54 FB

L'importance de l'équipe humaine

Chaque année, nous venons de l'Uruguay pour profiter d'une étendue de la Méditerranée. Depuis 10 ans, nous avons confiance dans les frères Guasch et avec leurs navires, nous avons navigué dans différents pays: Espagne, France, Italie, etc. La chose la plus importante pour nous est l'équipe humaine derrière, car nous savons que nous nous aiderons à tout problème que nous avons.

Gonzalo y Jackie

BENETEAU

Oceanis 40.1

Nautical Services

In Hermanos Guasch we understand our work from a global perspective where we offer our customers a comprehensive service that goes from advice on the boat that best suits your needs, purchase and financing management, registration, storage and maintenance so that you only have to worry about enjoying it.

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