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Finance your boat with total flexibility
Owning your own boat is now more accessible than ever. Nautical financing has become one of the most common options, both in Spain and internationally, to make the dream of sailing your own boat a reality.
Financing the purchase of your recreational boat offers two major advantages:
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Comfortable, flexible payments without needing to make a large initial investment in a single transaction.
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You invest every month in your own boating lifestyle, becoming the owner of your vessel instead of paying for occasional services.
At Hnos. Guasch, we guide you through the entire process. We prepare personalised financing simulations to help you choose the option that best fits your needs and sailing plans. We collaborate with several finance institutions specialised in the marine sector, offering solutions for both private individuals and companies.
Below you will find the two most requested products for boat financing, so you can identify which option may be best for you:
Nautical Leasing
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A financial lease contract: ownership of the boat remains with the finance institution until the last instalment is paid.
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At the end of the contract, you may exercise the purchase option, transferring the vessel to your name.
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Available for new boats and lightly used units.
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Requires an initial down payment of 30% to 50% of the boat’s value.
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The remaining amount can be financed over 3 to 12 years.
Nautical Credit
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A loan intended for the purchase of your boat: you are the owner from day one.
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The initial contribution can be up to 70% of the purchase value.
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A flexible option suitable for different types of boats and buyer profiles.
If you want to learn more about each option or clarify common questions, we invite you to read our guide: Nautical Financing Guide: Choose Between Leasing and Nautical Credit
You have doubts?
If you would like to have a personalized advice of a salesperson, please contact us to find out about all the advantages of each financial product and help you identify which one is best for you.
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