icono Boat Financing

Boat Financing

Every day there are more and more facilities to make the dream of owning your own boat a reality. One of the increasingly popular purchase options, both in the Spanish market and globally, is boat financing.

Financing the purchase of your pleasure boat offers two main benefits that stand out above the rest:

1.       The payment of the boat is divided into different installments, which avoids having to make a capital delivery in a single operation.

2.      The purchase becomes a monthly investment for nautical leisure, with the addition that instead of contracting nautical services or products you are the owner of your boat.

When we advise a client on their purchase project, we offer the possibility of making financing simulations to see which one best suits their needs. We work with a range of entities specialized in the nautical sector to offer you the financial product that best suits your purchase project, whether the acquisition is made as an individual or as a company.

Of course, each type of financing offers its own advantages, which is why we show you the two most popular products when buying a boat, so that you can start to identify which is the most convenient for you:

Nautical Leasing

·         Nautical leasing is a rental contract where the owner of the boat is the financial company and you are the financial tenant until the last installment is fulfilled, at which time the ownership of the boat will pass to your name.

·         At the end of the contract there is an option to buy, which is normally exercised and ownership passes to the owner.

·         This is reserved for new or second-hand boats that are only a few years old.

·         In this option the initial contribution made is between 30% and 50% of the purchase value of the boat, while the rest can be financed from 3 to 12 years.

Nautical Credit

·         A nautical credit is a loan for the purchase of a boat. The owner of the boat is the borrower or shipowner from the very beginning.

·         In this case, the initial contribution can be up to a maximum of 70% of the purchase value of the boat.

To learn more about each of our products or resolve possible doubts that may have arisen during this reading, you can visit our FAQ page:Financing in the purchase of my new or used boat: Leasing or nautical credit?

If you would like to have a personalized advice of a salesperson, please contact us to find out about all the advantages of each financial product and help you identify which one is best for you.

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Testimonials

What customers
think
of us.

Servei 5 estrelles

Atenció per part del personal de primer nivell, des del primer contacte per email. Personal molt professional, experts, atents i amb un tracte molt amigable. Embarcació entregada el dia establert, completa fins l'últim detall y operació d'entrega molt professional i atenta. Servei 5 estrelles en tots els aspectes.

Maurizio U.

BENETEAU

Antares 8 OB

El millor concessionari Beneteau

Sens dubte el millor concessionari Beneteau d'Espanya, y per la meva feina en conec uns quants. Tenen les millors instal·lacions y a nivell personal també diría que són dels millors d'Espanya en servei, rapidesa y professionalitat.

Esther C.

BENETEAU

Flyer 8 SUNdeck

Confiança total

Tinc total confiança en el servei i el producte que ofereixen. Des de fa anys que la flota de xàrter de l'empresa que dirigeixo es basa exclusivament en embarcacions Beneteau comprades a Hermanos Guasch. A més a més, l'acompanyament i atenció rebut en la gestió de les assegurances és un plus que valorem moltíssim.

Toni S.

BENETEAU

Flyer 9 SPACEdeck

Completament satisfet

"El 2020 em van entregar el meu Menorquín 54 complint els plaços d'entrega tot i la pandemia. Gràcies al tracte personalitzat que ofereixen vaig poder gaudir de tot el procés de construcció en primera persona, sentint-me en tot moment part del projecte. Porto 3 temporades gaudint del Menorquín 54 i em sento plenament satisfet. És una embarcació robusta, de bon navegar i amb molta habitabilitat, cobrint totes les meves necessitats. En tot moment m'he sentit recolzat per l'equip humà d'Hermanos Guasch, persones professionals que busquen la plena satisfacció dels seus clients."

Ignacio E.

SASGA YACHTS

Menorquin 54 FB

Nautical Services

In Hermanos Guasch we understand our work from a global perspective where we offer our customers a comprehensive service that goes from advice on the boat that best suits your needs, purchase and financing management, registration, storage and maintenance so that you only have to worry about enjoying it.

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