Boat Financing

Finance your boat with total flexibility

Owning your own boat is now more accessible than ever. Nautical financing has become one of the most common options, both in Spain and internationally, to make the dream of sailing your own boat a reality.

Financing the purchase of your recreational boat offers two major advantages:

  1. Comfortable, flexible payments without needing to make a large initial investment in a single transaction.

  2. You invest every month in your own boating lifestyle, becoming the owner of your vessel instead of paying for occasional services.

At Hnos. Guasch, we guide you through the entire process. We prepare personalised financing simulations to help you choose the option that best fits your needs and sailing plans. We collaborate with several finance institutions specialised in the marine sector, offering solutions for both private individuals and companies.

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Below you will find the two most requested products for boat financing, so you can identify which option may be best for you:


Nautical Leasing

  • A financial lease contract: ownership of the boat remains with the finance institution until the last instalment is paid.

  • At the end of the contract, you may exercise the purchase option, transferring the vessel to your name.

  • Available for new boats and lightly used units.

  • Requires an initial down payment of 30% to 50% of the boat’s value.

  • The remaining amount can be financed over 3 to 12 years.


Nautical Credit

  • A loan intended for the purchase of your boat: you are the owner from day one.

  • The initial contribution can be up to 70% of the purchase value.

  • A flexible option suitable for different types of boats and buyer profiles.


If you want to learn more about each option or clarify common questions, we invite you to read our guide: Nautical Financing Guide: Choose Between Leasing and Nautical Credit

You have doubts?

If you would like to have a personalized advice of a salesperson, please contact us to find out about all the advantages of each financial product and help you identify which one is best for you.

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Menorquin 42 FB

Make a dream come true

Difficult to explain in a few words, simply they are Hermanos Guasch with all their team, customer service, technicians and above all in the commercial section, who have managed to make a dream come true. They were in charge of selling our old Menorquín 120, at the same time as we acquired a Menorquín 42 Flybridge, we were always accompanied by the sales team.

Rossend S.

Excess 14

Exceptional buying and service experience

Two years ago, we bought our Excess 14 through Hermanos Guasch in Barcelona, and the experience has been nothing short of spectacular from start to finish. From the very first contact, the human touch was unbeatable. They accompanied us throughout the entire process in a close, professional manner, with an attention to detail that made all the difference.

Alejandro T.

Oceanis 34.1

An easy and convenient purchasing process

The professionalism of Darya, our salesperson, played a key role in this important decision. I am fully satisfied with my choice and this was possible thanks to you. The purchasing process was easy and comfortable. This summer has been unforgettable. Thank you very much for your professional support in this important stage of our lives.

Aleksandr B.

Oceanis Yacht 60

Complete Trust After a Lifetime in Nautical Life

After more than 30 years in the nautical world and having bought and sold a total of eight boats, Hermanos Guasch is by far the most professional, reliable, and skilled team I’ve ever come across. From commercial and technical advice to personalized follow-up during every stage of the boat’s configuration.

Ignacio J.

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At Hermanos Guasch, we provide a comprehensive nautical service designed to help you enjoy your boat with complete confidence. We support you throughout the entire process: personalised nautical advice, selection of the ideal boat, purchase, financing, registration, storage, and boat maintenance. Our goal is to ensure every moment at sea is safe, comfortable, and tailored to your style of boating.

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